349 Four Winds Drive Lake Ozark Missouri 4 bedroom 2 bathroom home for sale listed at $499,000
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$499,000
MLS# 3590114

349 Four Winds Drive

Lake Ozark, MO 65049· Camden County
Four Winds Estates
4
Bedrooms
2
Bathrooms
2296.00
Sq Ft
1978
Year Built
2.0 Car
Garage
4 Days
On Market
$1,481/yr
Est. Taxes
$150/Annually
HOA Fee
September 17, 2026
Listed

About This Property

Rare lakefront opportunity off Horseshoe Bend in desirable McCoy Cove! The original owner/builder is offering this well-maintained 4-bedroom, 2-bath home for the first time in nearly 50 years. Priced under $500K, it features approximately 115' of waterfront, a large detached two car garage, original cedar siding, wood windows and doors, custom solid wood cabinets, a 2020 roof, and new HVAC in 2023. Pride of ownership is evident throughout—this home was built to last. The spacious lot offers plenty of potential, and the seller also owns two additional vacant lots, one on each side of the home, available for an additional price. Ideal for a full-time residence, second home, vacation rental, renovation project, or builder/investor opportunity. Property is being sold as-is. Wood decks and septic tank will need replacement. Septic laterals were inspected 9/11/26 and passed; report is available. A rare chance to own lakefront property in this coveted location with exceptional potential!

Property Details

Property TypeResidential
Property SubtypeSingle Family Residence
StyleTwo Story
ConstructionCedar
LevelsTwo
Year Built1978
Bedrooms4
Bathrooms Full2
Sq Ft (Living)2296.00
Garage2.0 Car
Lot Dimensions70x126x115x135
SubdivisionFour Winds Estates
CountyCamden
Parcel Number01602300000012004000

Interior

Interior Features
Built-in FeaturesCeiling Fan(s)Custom CabinetsFireplace
Appliances
DryerDishwasherMicrowaveRangeRefrigeratorWater Softener OwnedStoveWasher
HeatingElectric, Heat Pump
CoolingCentral Air
FireplaceYes (1)
Fireplace FeaturesOne
BasementFinished, Walk-Out Access, Full

Exterior

Exterior Features
Concrete DrivewayDeckTV Antenna
Patio & Porch
DeckOpen
Lot Features
Lake Front

Utilities

SewerSeptic Tank
WaterPrivate, Well

Financial Details

List Price$499,000
Original Price$499,000
Annual Taxes$1,481 (2025)
HOA Fee$150/Annually
PossessionClosing
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Listing information is provided through the Broker Reciprocity/IDX program of the Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc.

This information is intended for consumers' personal, noncommercial use to identify properties they may be interested in purchasing. Information is deemed reliable but not guaranteed and should be independently verified. Properties are subject to prior sale, change, or withdrawal.

Listing courtesy of EXP Realty, LLC, (866) 224-1761. Listed by THE CONDA DAVIDSON TEAM.

MLS# 3590114 · Key: LOBR1190852434

© 2026 Lake of the Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. All rights reserved.

MLS data last updated: Oct 24, 2026, 12:19 AM CDT