Single-family home · St. Charles County

3440 Covington Parkway Avenue

$555,000

A five-bedroom home in St Charles, with a three-car garage

  • 5 bedrooms
  • 4½ baths
  • 5,974 sq ft
  • 0.28 acres

Listed by Coldwell Banker Realty - Gundaker · (314) 993-8000

3440 Covington Parkway Spacious 5-bedroom home with a 3-car garage and walk-out lower level, offering just under 6,000 square feet of living space. Move In Ready! Well-maintained and attention to small details. The large entry welcomes you with a dining room and living room on either side. The kitchen is a chef’s delight, featuring 42-inch wood cabinets with rollout drawers, a walk-in pantry with 50 shelves, a center island with an additional sink, granite countertops, tile backsplash, and two convection ovens. The kitchen opens to the family room, complete with wood floors, a vented gas fireplace, a wall of windows, and access to the newer composite deck. Just behind the kitchen is a private office and a main-floor laundry. Upstairs, you'll find four bedrooms and a bonus room. The spacious primary suite features built-in closet storage and a private bath with separate tub and shower. Another bedroom has its own ensuite bath, while the remaining two bedrooms share a Jack-and-Jill bathroom. The finished walk-out lower level adds even more living space, including a fifth bedroom, a hallway bathroom with a walk-in tub, a family room with a ventless gas fireplace, and a game room with a wet bar and wine area. Additional features include: wainscoting, chair rails, crown molding, a newer tankless water heater, and 5 exterior hose bibs (one hot and cold); 2 collars for the invisible fence system that includes the foyer, living, and dining areas; and ADT security. Property is being sold AS IS. This is a pre-foreclosure sale resulting from a failed business bankruptcy. All accepted contracts are subject to bank approval.

The home

Rooms & spaces

As reported to the MLS by Coldwell Banker Realty - Gundaker. We confirm it before you rely on it.

Living area
5,974 sq ft
Two
Bedrooms & baths
5 bed, 4½ baths
Lower level
Basement
finished
Garage
3-car garage
Outdoor living
Deck
Front Porch, Patio
Lot
0.28 acres
Adjoins Wooded Area

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
2000
Roof
Architectural Shingle
Foundation
Concrete Perimeter
Heating & cooling
Forced Air
Central Air
Water & sewer
Public
Public Sewer
Fuel
Natural Gas Connected

Specifications

The details

The home
Type
Single Family Residence, Modern, Traditional
Built
2000
Living area
5,974 sq ft
Levels
Two
Bedrooms
5
Bathrooms
4½ baths
Lower level
8 ft + Pour, Bathroom, Exterior Entry, Finished
Garage
3-car garage
Inside
Flooring
Carpet, Ceramic Tile, Hardwood, Laminate
Appliances
Dishwasher, Disposal, Dryer, Microwave, Free-Standing Gas Range, Refrigerator, Washer
Fireplace
Basement
Security
Carbon Monoxide Detector(s)
Outside & lot
Lot size
0.28 acres
Lot
Adjoins Wooded Area, Back Yard, Front Yard, Garden, Landscaped, Sloped Down
Construction
Brick Veneer
Roof
Architectural Shingle
Foundation
Concrete Perimeter
Patio & porch
Covered, Deck, Front Porch, Patio
Exterior
Garden
Systems & utilities
Heating
Forced Air, Gas
Cooling
Central Air, Dual
Water
Public
Sewer
Public Sewer
Electric
220 Volts
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Schools & community
School district
St. Charles R-VI
Elementary
Harris Elem.
Middle
Jefferson / Hardin
High school
St. Charles West High
Subdivision
Covington #2
Association
$285 annually
Association covers
Maintenance Parking/Roads, Common Area Maintenance
Amenities
Outside Management
The listing
Price
$555,000
Annual taxes
$6,213 (2025)
Listed
November 6, 2026
Days on market
2
Possession
Close Of Escrow
Terms
Cash, Conventional
Disclosures
Flood Plain No, Septic Disclosure
Parcel
6213
MLS number
MIS26068746

Around here

St Charles

Town
St Charles
County
St. Charles County
Subdivision
Covington #2
School district
St. Charles R-VI
Directions
The setting

Cost of ownership

Taxes, dues & your payment

Property taxes
$6,213/yr
Association
$285 annually

VA, FHA, USDA and conventional loans each change the payment: the down payment, the mortgage insurance, the funding fee. Try them in the calculator, or ask us which fits.

Payments and loan options Buying with a VA loan

See this home

Let's get you through the door

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Or call us at (573) 855-4254.

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Listing information is deemed reliable but not guaranteed and should be independently verified. IDX information provided by MARIS MLS. Listing courtesy of Coldwell Banker Realty - Gundaker, (314) 993-8000.

MLS# MIS26068746 · Last updated: Nov 8, 2026

© 2026 MARIS MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of MARIS MLS. Real estate listings held by brokerage firms other than Keller Williams Local are marked with the Broker Reciprocity logo.