Single-family home · Phelps County

232 Lois Street

$229,900

A three-bedroom home in St James

  • 3 bedrooms
  • 2 baths
  • 1,704 sq ft
  • 0.37 acres

Listed by EXP Realty, LLC · (573) 207-6033

Beautifully updated and full of character, this 3-bedroom, 2-bath ranch-style home offers approximately 1,700 sq ft of inviting living space in the heart of St. James! Step inside to discover charming exposed beams, beautiful wood flooring, and a remodeled kitchen. The spacious primary suite is a true retreat, complete with a cozy gas fireplace, creating the perfect place to unwind. Additional features include a sunroom/flex space offering endless possibilities, ceiling fans in all bedrooms and the living room, and tasteful finishes throughout. Outside, enjoy the fenced backyard with additional cross-fencing ideal for chickens or other small animals, a covered patio perfect for relaxing or entertaining, two storage sheds, and a convenient 2-car carport. Recent improvements include new siding and windows, adding even more appeal. Finishing touches are being completed. As an added bonus, the home may be available fully furnished with an acceptable offer! Combining modern updates, rustic charm, and practical amenities, this unique property is one you won't want to miss. Schedule your private showing today!

The home

Rooms & spaces

As reported to the MLS by EXP Realty, LLC. We confirm it before you rely on it.

Living area
1,704 sq ft
One
Bedrooms & baths
3 bed, 2 baths
3 on the main level
Outdoor living
Patio
Covered
Lot
0.37 acres
Back Yard
Fireplace
Fireplace
Gas

Systems & condition

What keeps it running

The roof, the heating and cooling, the water: the questions an inspection answers, and the ones worth asking before an offer.

Built
1958
Updated/Remodeled
Roof
Pitched/Sloped
Shingle
Heating & cooling
Forced Air
Attic Fan
Water & sewer
Public
Public Sewer
Fuel
Natural Gas Connected

Specifications

The details

The home
Type
Single Family Residence, Ranch
Built
1958
Living area
1,704 sq ft
Levels
One
Bedrooms
3
Main-level bedrooms
3
Bathrooms
2 baths
Garage
2.0-car carport
Condition
Updated/Remodeled
Inside
Features
Double Vanity, Eat-in Kitchen, High Speed Internet, Shower, Storage, Tub
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Disposal, Gas Range, Gas Water Heater
Fireplace
Gas, Master Bedroom
Windows
Tilt-In Windows
Outside & lot
Lot size
0.37 acres
Lot
Back Yard, Front Yard
Construction
Frame
Roof
Pitched/Sloped, Shingle
Patio & porch
Covered, Patio
Exterior
Rain Gutters
Systems & utilities
Heating
Forced Air, Gas
Cooling
Attic Fan, Central Air, Electric
Water
Public
Sewer
Public Sewer
Electric
220 Volts
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Schools & community
School district
St. James R-I
Elementary
Lucy Wortham James Elem.
Middle
St. James Middle
High school
St. James High
Subdivision
City
The listing
Price
$229,900
Annual taxes
$782 (2025)
Listed
November 11, 2026
Possession
Close Of Escrow
Terms
Cash, Conventional, FHA, USDA, VA Loan
Disclosures
Agent Owned, Flood Plain No, See Seller's Disclosure
Parcel
71-02-4.0-20-004-002-014.000
Directions
From Rolla, take I-44 East. Take exit 195 for MO-68/MO-8. Keep right and merge onto MO-68 E/MO-8 E/N Jefferson St. Turn left onto E Hardy St. Turn right onto Lois St. Home will be on the right.
MLS number
MIS26070156

Around here

St James

Town
St James
County
Phelps County
Subdivision
City
School district
St. James R-I
Directions
The setting

School District

St. James R-I
DESE 2025
Accredited
Missouri DESE · St. James, MO · Grades PK-12 · 1,485 students
Website
96.0%
4-yr Grad Rate
▲ 4.6 vs state
19.0
ACT Score
▼ 0.9 vs state
80.5%
Attendance
▲ 2.0 vs state
Academic Performance
ELA Proficiency (HS)
60.2%+7.1 vs state
Algebra I Proficiency
53.9%+8.5 vs state
Biology Proficiency
39.6%+2.2 vs state
Dropout Rate
—
After Graduation
4-Year College
27.9%-5.8 vs state
2-Year College
23.8%
Employment
41.0%
District Resources
Student / Teacher Ratio
17.0:1+1.0 vs state
Spending per Pupil
$12,960-2253.7 vs state
Avg. Teacher Experience
13.7 yrs
Military-Connected Students
1.8%

Cost of ownership

Taxes, dues & your payment

Property taxes
$782/yr

VA, FHA, USDA and conventional loans each change the payment: the down payment, the mortgage insurance, the funding fee. Try them in the calculator, or ask us which fits.

Payments and loan options Buying with a VA loan

See this home

Let's get you through the door

Photos only show so much. We'll set up a showing at a time that works for you, and make sure you see what matters before you make an offer.

Not nearby yet — moving on orders, or from out of state? We can walk you through it on a live video call and show you whatever you ask to see.

Or call us at (573) 855-4254.

Request Information

Contact Oakhaus

A specialist will respond within 1 business hour.

Optional — we can answer by email instead. We only text you about what you check below, and each is a separate choice.

Military Options

Listing information is deemed reliable but not guaranteed and should be independently verified. IDX information provided by MARIS MLS. Listing courtesy of EXP Realty, LLC, (573) 207-6033.

MLS# MIS26070156 · Last updated: Nov 11, 2026

© 2026 MARIS MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of MARIS MLS. Real estate listings held by brokerage firms other than Keller Williams Local are marked with the Broker Reciprocity logo.